Kuvik Solutions
BUSINESS FINANCE
Business Solutions
From working capital to project funding — we connect you with lenders who understand business. Minimal collateral, fast approval, tailored repayment.
✓ Collateral-free up to ₹50L
✓ Fast processing to approval
✓ Quick disbursal directly to business account
Business Loan
Up to ₹50 Lakh
- Unsecured business loans Up to ₹50 Lakh — no collateral required
- Flexible tenure from 12 to 60 months with easy part-prepayment options
- Approval based on GST turnover, ITR & bank statements — fast processing
- Interest rates from 14% p.a. — compare 30+ lenders for the best rate
MSME Loan
MUDRA / CGTMSE
- Government-backed MUDRA & CGTMSE loans — collateral-free for micro enterprises
- Shishu (up to ₹50K), Kishore (up to ₹5L), Tarun (up to ₹10L) — all tiers covered
- Priority sector lending benefits — lower interest rates for eligible MSMEs
- Udyam registration + GST + bank statement sufficient for loan approval
CC / OD Limit
Working Capital
- Cash Credit (CC) and Overdraft (OD) facilities for working capital management
- Draw funds as needed — pay interest only on the amount utilised, not sanctioned
- Revolving credit line — repay and redraw without re-applying each time
- Available against property, stocks, book debts or clean limits for eligible businesses
Project Funding
₹10 Lakh & Above
- Structured financing for infrastructure, manufacturing and large-scale projects
- Loan tenure matched to project cash flow — up to 10 years for large projects
- Moratorium period available during construction or pre-revenue phase
- Consortium lending available for high-value projects requiring ₹1 Crore+
Home Finance
Home Solutions
Home loans starting at 7.20% p.a. and Loan Against Property for your financial needs — compare 30+ lenders and get the best rate for your property.
✓ From 7.20% p.a.
✓ PMAY subsidy check
✓ Tenure up to 30 years
Home Loan
Up to Maximum
- Interest rates starting at 7.20% p.a. — compare SBI, HDFC, Axis, LIC & 30+ lenders
- PMAY subsidy eligibility check — save up to ₹2.67 Lakh on your home loan interest
- Up to 90% LTV funding — minimal own contribution required for property purchase
- Flexible tenure up to 30 years — access lowest EMI options across all lenders
Loan Against Property
Up to 70% LTV
- Unlock the value of your residential or commercial property — up to 70% LTV
- Lowest interest rates among all loan types — starting from 8.5% p.a.
- No end-use restriction — use for business, education, medical or any need
- Long tenure up to 15 years — significantly lower monthly EMI burden
LOANS FOR CA & DOCTORS
Professional Solutions
CAs and Doctors get India's lowest personal loan rates — banks specially design premium products for professionals. Your degree unlocks rates others simply cannot access.
✓ From 9.99% p.a.
✓ Up to ₹50 Lakh
✓ ICAI / NMC credential accepted
Loan for CA
ICAI Members
- CA-specific loans at 9.99% p.a. — unlocked by ICAI membership certificate
- Up to ₹50 Lakh unsecured — no collateral or guarantor required
- Overdraft facility available for seasonal client billing and working capital
- Fresh CA scheme available — newly qualified CAs with 0 practice years eligible
Loan for Doctors
MBBS / BDS / MD
- Doctor loans at 9.5% p.a. — India's lowest rate for medical professionals
- Up to ₹50 Lakh — clinic setup, equipment finance, PG education & working capital
- NMC / State Medical Council registration accepted as prime credential
- Tenure up to 84 months (7 years) — longest for any unsecured loan in India
SPECIALTY FINANCE
Other Kuvik Solutions
Car loans, gold loans, solar finance, machinery, builder funding and more — we help you find the right lender for every specific financing requirement.
✓ 8 loan products
✓ Fast approval
✓ Competitive rates
Education Loan
- Loans from ₹50,000 to ₹1 Crore for domestic and international education
- Interest rates from 8.5% p.a. — moratorium during the study period
- Covers tuition, hostel, books, travel and living expenses
- Repayment tenure up to 15 years — low EMI burden after graduation
Car Loan
New Vehicle Finance
- Finance up to 90–100% on-road price — minimal down payment required
- Interest rates from 7.5% p.a. — best rates for salaried & government employees
- Flexible tenure from 12 to 84 months
- All major brands — Maruti, Hyundai, Tata, Mahindra, Honda & premium vehicles
Used Car Loan
Pre-Owned Vehicles
- Finance up to ₹30 Lakh for pre-owned vehicles up to 10 years old
- Up to 80–90% of vehicle valuation — easy EMI with flexible tenure
- RC transfer and valuation assistance provided by our partner network
- Loans for private sellers, dealer purchases and auction vehicles accepted
Gold Loan
Instant Disbursal
- Instant cash against gold jewellery — disbursed within 30 minutes of valuation
- Up to 75% LTV on 18–22 karat gold — transparent valuation by certified appraisers
- Interest rates from 7% p.a. — lowest among all loan categories
- Gold safely stored in bank vault — fully insured during entire loan tenure
Builder Funding
Up to Maximum
- Construction finance for real estate developers and housing projects
- Disbursement linked to construction stages — interest only on amount drawn
- RERA approval & land ownership required — supported by our legal team
- Balance transfer available — consolidate multiple project loans at lower rate
Solar Loan
Green Finance
- Finance rooftop solar panels for home, business or industrial installations
- Subsidised rates under PM Surya Ghar Yojana — up to ₹78,000 central subsidy
- EMI often lower than your current electricity bill — self-funding investment
- Loans from ₹1 Lakh to ₹25 Lakh — covers 1KW to 10KW+ installations
Machinery Loan
Equipment Finance
- Finance new or used machinery for manufacturing, processing & fabrication units
- Up to 85% of machinery cost — both Indian and imported equipment covered
- Machinery itself serves as primary security — no additional collateral needed
- Repayment aligned with seasonal income cycles — flexible EMI structure
Loan Against Security
Shares / MF / Bonds
- Pledge shares, mutual funds, bonds or debentures as collateral without selling
- Up to 50–80% loan-to-value depending on security type and SEBI classification
- Overdraft facility — draw funds as needed, pay interest only on utilised amount
- Continue earning dividends and capital appreciation on pledged securities
Commercial Property Loan
Purchase / LAP
- Finance purchase of office space, shop, showroom, warehouse or industrial unit
- Up to 70–75% LTV on commercial property — long tenure up to 15 years
- Self-employed, businessmen and professionals all eligible with income proof
- Lease rental discounting available — use rental income to service EMI
